Agricultural Economics

The economics of agriculture is ever important to farmers, agricultural enterprises and development organizations that are focused on agriculture for the achievement of their economic and social impact objectives, both profitably and sustainably. The world of finance is increasingly aware of the need to support and invest in agricultural enterprises that are based on sound economics, employing sound business models in clear value chain positions. AgroMall supports agricultural economics in several dimension with consideration for farm, farmer, farmer family, production, markets and other stakeholders. Its data collection, analytics and management capabilities provide powerful data based economic and financial decision making capacity to stakeholders across agricultural value chains, thereby helping them to engage effectively and efficiently in agriculture and the rural economy.

AgroMall provides specialist, agricultural economics support that focuses on access to financial services, investment management support for farmers, agricultural enterprises, financial services and other stakeholders in agricultural value chains, for the effective and efficient application of capital and production assets, in their quest to profitably and sustainably engage in agriculture and the rural economy.

Our support never ends at accessing funds, we stand by our clients as they engage in agriculture and the rural economy all the way to making sense of their investments from creation and adherence to strong governance and risk management frameworks to returning strong and sustainable financial results.

 

Economics

We support our farmers and other clients in planning and understanding their economics of production, validating it and helping to track and report on the actual utilisation of resource against plan and as it affects risk provisions and profitability. Our robust analytics and reporting system helps to collect and report production economics data while advising on necessary actions for corrections or consolidation as growing season progresses.

Investments

We make certain that our clients have access to the full complement of the investment ecosystem in agriculture and the rural economy, so we invest in competencies and relations to avail them the benefits of investments that are made for market-rate financial return on investment, and when necessary with consideration for social or environmental impact. Our strong relationships and robust capabilities of engaging investors and funds uniquely positions us to provide the necessary links between our clients and financing in the investment market. AgroMall also facilitates access to mission investments- that are made by foundations and other mission-based organizations to further their philanthropic goals. These investments are designed to generate measurable social or environmental benefits and financial returns.

Agent Banking

AgroMall supports the last mile distribution of financial services to farmers and other participants in the agricultural value chain and rural economy. With its well designed access channels such as an ubiquitous network of agents aligned properly with the peculiarity of needs of the agricultural sector, AgroMall supports the delivery of banking, insurance, credit and savings services to close to 1 million farmers.

AgroMall will:

Calculate and validate the economics of agricultural production-the input required and the output to expect.
Manage farm’s financials-track budget versus actual spend and highlight areas for concern with corrective measures.
Prepare and support for credit and funding engagement.
Prepare produce for markets and exchanges.
Provide real-time dashboards and report on production, risk management, accounting and finance.